Clear. Simple.
No more IOUs. No more awkward asks.
One clear, always-up-to-date view of who owes what.
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THE PROBLEM
THE PROBLEM
Splitting expenses shouldn't feel like a part-time job
Splitting expenses shouldn't feel like a part-time job
Group chats full of "who owes who," spreadsheets nobody updates, that one friend you still need to remind about dinner three weeks ago. Setto replaces all of it.
FEATURES
FEATURES
Everything you need, nothing you don't
Everything you need, nothing you don't
💸 Smart splitting
Evenly, by percentage, or custom per person.
📸 Snap & go receipts
Photograph a receipt, Setto reads the total.
🎤 Voice input
Just say what you spent. Setto logs it instantly.
👥 Real-time groups
Who owes what, always up to date for everyone.
HOW IT WORKS
HOW IT WORKS
Three steps. That's it.
Three steps. That's it.
1️⃣
Create a group
Add roommates, trip buddies, anyone.
2️⃣
Log an expense
Type, snap, or say it out loud.
3️⃣
Settle up
Crystal-clear view. No spreadsheet needed.
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